Sharmila has over 16 years of experience in the provision of financial planning advice as an Authorised Representative. Sharmila is an Associate Financial Planner (AFP) member of Financial Planning Association of Australia Ltd.
Sharmila attained an Advance Diploma of Financial Planning from Financial Planning Association of Australia in 2005.
| Sharmila enjoys listening to music, Travelling, Reading and watching sports Rugby, soccer and cricket
Specialist areas:
- Cash flow management
- Retirement planning
- Superannuation including self-managed super funds
- Estate Planner
- Aged Care
- Investing Strategies
- Wealth protection
- Wealth management
- Asset protection
Contact Sharmila Phal:
- Phone: (03) 9852 7000
- Email: sharmila@nicol.com.au